Group Life Insurance
Provides a lump sum payment in the event of the death of an employee. An additional Total Permanent Disablement benefit component can be included, providing a lump sum payment in the event that an employee is unable ever again to work in their own or usual occupation due to sickness or injury.
Group Income Protection
Most people do not have cash reserves to fund an unexpected period without income - such as in the event of being disabled and unable to work for an extended period. A group income protection plan provides peace of mind for your staff knowing that they will receive a benefit during a period of disability.
Group Trauma (Crisis Cover)
Provides a lump sum payment in the event of a serious critical health condition (e.g. heart attack, stroke, cancer, major transplant surgery, paraplegia etc.). Although the sufferer may recover medically, the impact of the illness on their finances can be devastating.
Medical Healthcare Insurance
Increasingly sought after by staff as a valuable component of their remuneration package, we can advise employers on the full range of group medical health insurance options and insurers