Appendix - Services
| Risk Management |
|---|
| Life and serious illness |
| Short and long term disability |
| Medical insurance |
| ACC products |
| Shareholder protection |
| Key person cover |
| Debt protection |
| Financial and investment planning | Employee benefits |
|---|---|
| Investment planning | Group insurance scheme |
| Financial planning | Company superannuation schemes |
| Retirement planning & KiwiSaver | Workplace seminars |
| Estate planning |
|---|
| General aspects of estate planning |
| - any areas requiring specialist advice would be referred to an external professional |
Appendix - Financial providers and ratings
| Providers (Life) | Financial Strength Rating |
|---|---|
| AIA New Zealand | AA (Very Strong) by Fitch |
| Asteron Life | A+ (Strong) by S&P |
| Chubb | A (Excellent) by AM Best |
| Fidelity Life | A- (Excellent) by AM Best |
| Partners Life | A (Excellent) by AM Best |
| Resolution Life | A (Strong) by Fitch |
| Providers (Health) | Financial Strength Rating |
|---|---|
| AIA New Zealand | AA (Very Strong) by Fitch |
| nib | A (Strong) by S&P |
| Partners Life | A- (Excellent) by AM Best |
| Southern Cross | A+ (Strong) by S&P |
| Unimed | A (Excellent) by AM Best |
| Investment |
|---|
| Consilium Wrap Platform* |
| i-Select Superannuation Scheme* |
| Garrison Bridge Superannuation Scheme |
| AMP - New Zealand Retirement Trust |
| KiwiSaver - there are no limitations on the providers we can recommend |
*Investment portfolios are diversified over numerous funds and fund managers
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