Wealth Management

First Capital offers clients a financial planning service that combines an in-depth experience in financial and investment planning with a broader life-goal focus.

We understand that you want to enjoy life now and also build wealth for the future, which is why we offer unbiased advice to help you identify your lifestyle priorities and develop a clear vision for your future.

Portfolio Management Service

Our Portfolio Management Service has a “wrap” account at its hub, which consolidates all your investment information in one place. It is designed to hold, trade and report on your portfolio of investments. It enables us to advise and manage your affairs effectively. Your portfolio cash account gives you access to four major currencies. Dividends and interest payments from your investments are collected in the relevant cash accounts.

If you are building wealth:

add to your portfolio by direct debit monthly
deposit lump sums any time

If you are now enjoying your wealth:

receive a payment from your portfolio each month for living costs
phone us if you need extra money any time

We work with you to create a bespoke portfolio of world-renowned investment funds which are thoroughly researched and then approved by our in-house Investment Committee. We ensure your portfolio continues to meet your needs by considering any changes to your circumstances or changes in the economic environment.

We report to you regularly with a current portfolio valuation, investment income, cost values and performance, all transactions and the amount you have contributed. An end of year tax report shows all interest, dividends, tax withheld, imputation and foreign tax credits.

KiwiSaver

KiwiSaver is a voluntary work-based savings scheme set up by the government to encourage New Zealanders to save for their retirement. If you're employed, you can choose to contribute 3%, 4%, 6%, 8% or 10% of your gross (before-tax) wage or salary to your KiwiSaver account.

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UK pensions

Pensions can be complex, so you must obtain the right advice from a qualified Financial Adviser. Suppose you’ve emigrated from the United Kingdom or returned to New Zealand after working in the UK. In that case, it is essential to consider the options for the pension you’ve saved carefully.

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Retirement Planning

How much you’ll need to save will depend on your circumstances, but the sooner you start, the more you will have. Some of the questions we can help you answer are:

How much capital will you need?
Where will your money come from?

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Wealth Management