Risk Management

“There can be no great accomplishment without risk.” Neil Armstrong

Our role is to guide you through identifying what the risks are, quantifying the risks and then finding the right solution. This involves a lot of behind the scenes analysis and research. After all, we want to make sure that what you have in place is going to work as planned when it comes to claim time.

Qualitative analysis

The quality of the core benefits being provided plus key features that are most appropriate for your situation together with assessment of policy definitions. Policy definitions vary between insurers, and restrictive or poorly wording definitions can reduce your chance of a successful claim.

Quantitative analysis

Product premiums often reflect product quality; therefore, our recommendations may not always be the cheapest premium. As part of the process, we also assess projected premiums, as first-year premiums may appear low, but they may increase sharply with age compared to other providers.


Unexpected medical expenses can be financially stressful at a time when you need to focus on your health.

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The loss of a key person or a major shareholder can have a catastrophic impact on the business.

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Protection for you and your family when the unexpected happens, sudden death, serious injury or a critical illness.

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It is important to recognise the unique issues that apply to farming operations when designing a risk protection plan.

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