Appendix - Services

Risk Management
Life and serious illness
Short and long term disability
Medical insurance
ACC products
Shareholder protection
Key person cover
Debt protection
Financial and investment planning Employee benefits
Investment planning Group insurance scheme
Financial planning Company superannuation schemes
Retirement planning & KiwiSaver Workplace seminars
Estate planning
General aspects of estate planning
- any areas requiring specialist advice would be referred to an external professional

Appendix - Financial providers and ratings

Providers (Life) Financial Strength Rating
AIA New Zealand AA (Very Strong) by Fitch
Asteron Life AA- (Strong) by S&P
Fidelity Life A- (Excellent) by AM Best
Partners Life A- (Excellent) by AM Best
Chubb A (Excellent) by AM Best
AMP Life A- (Strong) by S&P
Providers (Health) Financial Strength Rating
AIA New Zealand AA (Very Strong) by Fitch
Nib A- (Strong) by S&P
Partners Life A- (Excellent) by AM Best
Southern Cross A+ (Strong) by S&P
Investment
Consilium Wrap Platform*
i-Select Superannuation Scheme*
Garrison Bridge Superannuation Scheme
AMP - New Zealand Retirement Trust
KiwiSaver - there are no limitations on the providers we can recommend

*Investment portfolios are diversified over numerous funds and fund managers